What to know about car accident claims
A car accident claim often occurs as a result of a car accident when one or more people are injured, usually as the result of negligence on the part of someone else, or something else. In many cases a claim is submitted to the insurer of the negligent party for costs incurred by the damaged party. This can include damage to the vehicle itself, people inside the car, as well as other things like wages lost from work or medical expenses.
Before 2000, a person who wanted to pursue a claim for damages needed to retain a solicitor who would provide advice only upon payment. Since 2000, no win no fee accident claims have become possible, enabling people to retain a solicitor without paying huge sums up front.
However, not all solicitors accept these no win no fee compensation packages, so it may take some investigation to find the right solicitor for you and your case. Be aware that even a no win no fee accident claim does not mean that no costs are due. Most contracts will spell out the claimant’s obligation to pay for costs required as the case moves forward, such as accident and medical report fees, filing fees, and a one-time insurance premium payment to cover your expenses and your opponent’s costs if you lose.
A no win no fee lawyer may be very helpful, especially if you have a good claim and are financially restricted. Since legal aid for the costs of pursuing this type of claim was withdrawn in 2000, many people are confused by the mix of available insurance and legal products available.
As with any complicated transaction, be sure to read all contracts thoroughly and not sign anything until you fully understand all the ramifications of the contract.
